FAQs

Need quick answers? Our Frequently Asked Questions archive tackles the most pressing concerns drivers have about their policies. From understanding deductible options and coverage limits to navigating the claims process after an accident, access clear, expert-verified answers designed to resolve your doubts and help you manage your insurance with confidence.

Does Agero Have Good Roadside Assistance?

Last Updated on February 15, 2026 If you’ve ever requested roadside assistance through your auto insurer, automaker, or membership program, there’s a good chance you’ve interacted with Agero—even if you didn’t realize it. So, does Agero have good roadside assistance? The most accurate answer is: it depends on your plan and your local towing network. […]

What’s Better – The General or Progressive?

Last Updated on February 13, 2026 If you’re trying to decide whether The General or Progressive is “better,” the right answer depends on your driver profile, your insurance history, and how much coverage you actually need. Both can be a good choice—but they tend to shine for different types of shoppers. This guide compares The […]

How Far Will Progressive Tow My Car?

Last Updated on February 15, 2026 If your car won’t start, you’re stuck with a flat, or you’ve run out of gas, the next question is usually the same: how far will Progressive tow my car? The answer depends on whether you have Progressive’s optional Roadside Assistance coverage—and where you want the vehicle taken. Quick […]

Is PURE Auto Insurance Good?

Last Updated on February 5, 2026 PURE (Privilege Underwriters Reciprocal Exchange) is a high-net-worth insurer that markets “luxury car” auto coverage through independent brokers. If your household owns multiple vehicles, travels frequently, and wants premium claims handling plus policy features built for higher-value cars, PURE is worth a look. Important: Coverage options, limits, and eligibility […]

Does Travelers Offer Rideshare Insurance?

Last Updated on February 5, 2026 If you drive for Uber, Lyft, or delivery apps, your biggest insurance risk is often the “in-between” time: when your app is on, you’re waiting for a request, and your personal policy may not respond the way you think it will. Here’s what you need to know about Travelers […]

Is Utica National Insurance Good?

Last Updated on January 29, 2026 Utica National Insurance Group (often referred to as “Utica National”) is a long-running property and casualty insurer that sells most policies through independent agents. If you like having an agent advocate for you—especially for homeowners or small business coverage—Utica National can be a strong fit. If you prefer instant […]

Does Liberty Mutual Offer Rideshare Coverage?

Last Updated on February 5, 2026 Liberty Mutual can still be part of a solid rideshare insurance setup—but rideshare coverage isn’t always offered as a simple personal-policy add-on the way some insurers handle it. The safest approach is to understand the “app period” gaps and confirm what coverage applies where you drive and when the […]

Does Nationwide Have Rideshare Coverage?

Last Updated on February 5, 2026 Nationwide is known for flexible auto insurance add-ons, but rideshare driving (Uber/Lyft) is a special underwriting category. If you’re driving for pay, you typically need a specific solution—often a rideshare endorsement or a separate policy—because a standard personal auto policy may not cover “for-hire” activity. The short version: Nationwide […]

What Insurance Do You Need for Spark Driver?

Last Updated on February 5, 2026 If you deliver for the Spark Driver™ platform (Walmart deliveries and other local offers), you’re using your personal vehicle to earn money—which can change how your auto insurance responds after a crash. This guide breaks down what insurance you typically need to drive for Spark, why “state minimum” coverage […]

Is Value Penguin Good for Auto Insurance?

Last Updated on January 18, 2026 Despite the name, ValuePenguin isn’t a car insurance company. It’s a personal finance and insurance research site owned by LendingTree that also offers a car insurance quote marketplace designed to connect shoppers with insurers and/or licensed agents. That can make it useful for price shopping—but it also means you […]

Is Branch Insurance Legit?

Last Updated on January 18, 2026 Branch is a tech-forward insurer known for fast online quoting, easy bundling (especially home + auto), and “community” savings programs. Is it good for auto insurance? It can be—if you’re comfortable managing your policy digitally and you compare it against at least 2–3 other quotes before you buy. Important: […]

Is Lemonade Car Insurance Legit?

Last Updated on January 26, 2026 Lemonade is best known for app-first renters and homeowners insurance—but its car insurance product has been expanding and is built around telematics (location-based driving data) to price policies based on how much and how safely you drive. That model can be a strong fit for some drivers, and a […]

Is Quincy Mutual Good for Auto Insurance?

Last Updated on January 16, 2026 Quincy Mutual is a regional insurer that sells auto insurance through independent agents, with personal auto availability focused on Massachusetts, Connecticut, and Rhode Island. If you prefer working with a local agent (instead of buying direct online), Quincy Mutual can be a solid option—especially for drivers who value endorsements […]

Is Insurance Panda Legit?

Last Updated on February 16, 2026 When you search for Insurance Panda, you may see a mix of forum discussions, review pages, and Q&A threads questioning whether the site is real. That’s normal—comparison tools can look unfamiliar if you’ve only bought insurance through a local agent or a single insurer’s website. Here’s the short version: […]

How Much Collision Coverage Do I Need?

Last Updated on February 5, 2026 Collision coverage helps pay to repair or replace your vehicle after a crash with another vehicle or object, or if you roll over. It’s optional under state auto insurance laws, but it’s commonly required by lenders and lessors until your loan is paid off or your lease ends. You […]

Why Do Car Insurance Companies Charge a Deposit?

Last Updated on February 5, 2026 When you buy a new car insurance policy, the insurer may ask you to pay a deposit (sometimes called a down payment or initial payment). That can feel like an extra charge – especially if you expected to pay only a single monthly bill to get started. In reality, […]

Does My Deductible Apply to All Claims, Even If I Am Not at Fault?

Last Updated on February 5, 2026 If you’re in a crash you didn’t cause, it’s normal to ask whether you still have to pay your car insurance deductible. The short answer: deductibles don’t apply to every claim, and when you’re not at fault, whether you pay one often depends on which policy pays first and […]

Is Auto Insurance Tax Deductible?

Last Updated on February 5, 2026 In most cases, auto insurance is not tax-deductible for personal driving. The IRS generally allows a deduction only when your vehicle costs are tied to business use (including self-employment and many gig jobs). If you use the same car for business and personal trips, you usually deduct only the […]

How Much Does Electric Car Insurance Cost?

Last Updated on February 5, 2026 Electric vehicles (EVs) are more popular than ever, but insurance prices still surprise many new buyers. While EV insurance typically costs more than gas-powered car insurance, the difference has become smaller as repair networks expand and insurers gain more experience pricing EV risk. This guide breaks down how much […]

How Much Does It Cost to Insure a Tesla?

Last Updated on February 5, 2026 Before you buy a Tesla (or renew your policy), it helps to price out insurance early. Tesla vehicles can cost more to insure than the average car because repairs often involve specialized parts, advanced driver-assistance sensors, and calibration work after even minor collisions. Quick reality check: Recent nationwide rate […]

How Much Does it Cost to Insure a Chevrolet Silverado?

Last Updated on February 5, 2026 Buying a Chevrolet Silverado is a big financial commitment—especially if you finance it, drive high miles, or use it for work. Auto insurance is one of the largest recurring ownership costs, and Silverado premiums can swing widely based on where you live, the model year/trim, and how you insure […]

Which Auto Insurance Company Has the Highest Customer Satisfaction?

Last Updated on February 5, 2026 When you’re shopping for car insurance, one of the most practical questions is: which insurer keeps customers the happiest when it actually matters—after a claim, during a billing issue, or at renewal time. Customer satisfaction isn’t just “vibes.” It’s a real-world signal of how an insurer handles claims, communicates, […]

What Is the Best Car Insurance for Drivers with Points?

Last Updated on February 5, 2026 If you’ve picked up points on your driving record, it’s normal to see your auto insurance premium jump at your next renewal. Insurers don’t usually price policies based on your DMV “point total” alone—they price based on the violations and accidents that caused those points. This guide breaks down […]

Is $100 Per Month For Car Insurance Expensive?

Last Updated on February 5, 2026 $100 per month for car insurance ($1,200 per year) can be either a great deal or overpriced—it depends on what you’re buying and the risk factors insurers see in your application. For context, recent national “average cost” studies often place full coverage well above $100/month, while minimum coverage is […]

Do Citi Credit Cards Come With Rental Car Insurance?

Last Updated on February 5, 2026 Some Citi credit cards come with rental car insurance (often called Worldwide Car Rental Insurance or an Auto Rental Collision Damage Waiver benefit), but not every Citi card includes it. Even when the perk exists, you must follow specific rules—like paying with the card and declining the rental company’s […]